Ballerine - An open-source infrastructure for onboarding, transaction monitoring and risk management

by React

Open-source Infrastructure for User Identity and Risk Management

Description

Ballerine helps any company verify its customers’ identity while providing an amazing user experience by composing verification processes for any vertical and geography using modular building blocks, components, and 3rd party integrations.

What can you find in this project?

  • Case management dashboard for users approval – ✅ Open Source! – See the code | Live demo | Docs
  • KYC/KYB flows and UI in Mobile & web SDK – ✅ Open Source! – See the code | Live demos | Docs
  • Identity & risk vendors orchestration – ⏳ Almost done
  • No-code rule engine to control Frontend and backend flows – 🚧 WIP

See Detailed Roadmap

Join our mailing list so you know whenever we release something (like liveliness or the rule engine).

Why Open Source KYC/KYB & Risk stack?

The goal is to allow any company to manage user identity and risk in a way that suits them and their unique changing needs. Main Open Source benefits:

  • Future proof – modular and extendable building blocks.
  • Global – Multiple vendors accessible in one UI and case management dashboard.
  • White label – Customizable UX and UI.
  • Community – Use what others have built, contribute yourself, and leverage community maintenance.
  • Use different vendors for different audiences – all modules are 100% vendor agnostic.
  • Create your own low-cost KYC with AWS Rekognition, Google vision, and other ML tools.
  • Collect documents in a KYB flow.
  • Implement and modify a case management for user approval/rejection.
  • And more.

If you currently don’t have a commercial agreement with KYC vendors, you can use some of the vendors we already integrated with (Identity verification, AML check, etc.), to quickly start processing user’s KYC requests. To do so please contact us at oss@ballerine.io.

Case management

Description

Give your operating team Ballerine’s case management dashboard so they can approve or reject users, initiate workflows for document re-upload or escalate cases to others in the company.

  • A case management dashboard to approve, reject or classify users manually.
  • Create workflows operators can trigger from the interface.
  • Optimize manual work by customizing the layouts and information presented.
  • Use as a standalone tool or embed in your existing dashboard – Soon.

Live demo: Case management dashboard

Getting started Click here

Ballerine’s Case Management Dashboard Benefits:

  • Vendor agnostic inject data and capabilities from any vendor.
  • Multiplayer compatible for companies with more than 1 operator, to avoid conflicts. Soon
  • Embeddable, use different vendors in the backend. Soon
  • Role based, for different capabilities of different operators. Soon

SDK UI Flows

Description

With Ballerine’s Web & Mobile SDK Flows you can generate custom-made, branded flows to collect KYC/KYB documents and user information. The SDK UI is embeddable inside existing apps or deployed as a web app.

Live demo: Simple KYC , Crypto KYC

Playground: jsfiddle

Getting started: Click here

Note – We don’t store any data or documents that are being sent in the examples or demos

Web SDK Benefits:

  • Pre-made KYC/KYB Templates and UI Packs.
  • Customizable UI and flow to fit your desired experience and brand.
  • Embeddable, use different vendors in the backend.
  • Edges cases and long-tail devices covered and tested.
  • Lightweight and performant, built with Svelte (less than 50kb gzipped).
    Workflow builder & Rule engine (WIP)

    Description

    Customize your identity and risk workflows in code or with a low-code platform non-technical staff can play with.

    • Test out different vendors to optimize conversion and costs.
    • Utilize data sources and tools contributed by Ballerine or the community.
    • Visualize complex flows to provide observability of how things work to the rest of the company.

    Our rule engine is still in development. Join our mailing list in the button below to get an update once it’s out.

    Getting Started with Case Management Dashboard

    Quick start

    1. git clone https://github.com/ballerine-io/ballerine
    2. pnpm install
    3. pnpm backoffice:dev
    4. Open https://localhost:3001

    Getting Started with SDK’s Flows

    Installation

    CDN:

    Add this code to your index.html header

    <script
  async
  src="https://cdn.ballerine.io/js/1.3.0/ballerine-sdk.umd.js"
  crossorigin="anonymous"
></script>

    Package Managers:

    # NPM
npm install --save @ballerine/web-sdk
# Yarn
yarn add @ballerine/web-sdk
# PNPM
pnpm add @ballerine/web-sdk

    Flows API

    Config Parameter Type Description
    uiConfig FlowsUIConfig Initilazing flows, preloading needed assets and ui packs
    endUserInfo EndUserInfo Use data like ID, name etc..
    backendConfig FlowsBackendConfig Backend endpoint the flows should interact with
    translations FlowsTranslations Change the config after init function

    Embedded Flows

    CDN: Add this code to your index.html header

    // 1. Add script (see installtion)
// 2. Initialize SDK & flows (see configuration)
BallerineSDK.flows.init({...}).then(() => {
	console.log('flows ready');
	// 3. Mount selected flow on an element
	BallerineSDK.flows.mount('my-kyc-flow', 'flow-host-element', {});
});
// 4. Listen to finish event (see events)
BallerineSDK.flows.on('finish', doSomethingFn)

    example folder

    Package Manager:

    import { flows as ballerineFlows } from '@ballerine/web-sdk';

await ballerineFlows.init({...}).then(() => console.log('flows ready'));
// 3. Mount selected flow on an element
ballerineFlows.mount('my-kyc-flow', 'flow-host-element', {});
// 4. Listen to finish event (see events)
ballerineFlows.on('finish', doSomethingFn)

    example folder

    Standalone/Iframe Flows

    Code example:

    <script
  src="https://cdn.ballerine.io/js/1.1.33/ballerine-sdk.umd.js"
  crossorigin="anonymous"
></script>
<script>
	const initConfig = {
		"flows": { "my-kyc-flow": {
		    "steps": [
			{"name": "welcome", "id": "welcome" },
			{ "name": "document-selection", "id": "document-selection",
			    "documentOptions": ["id_card", "drivers_license", "passport"]},
			{ "name": "document-photo", "id": "identity-document-shot" },
			{ "name": "check-document", "id": "identity-document-user-check" },
			{ "name": "document-photo-back-start", "id": "document-photo-back-start"},
			{ "name": "selfie", "id": "selfie"},
			{ "name": "check-selfie", "id": "check-selfie" },
			{ "name": "loading", "id": "custom-loader" }
		    ]}
		}
	}
	BallerineSDK.flows.init(initConfig).then(() => {
		BallerineSDK.flows.mount('my-kyc-flow', 'flow-host-element', {});
	});
}
</script>

    Native Mobile apps

    All of the native functionalities happen inside Ballerine’s native SDKs (Android & iOS Cameras, Sim checks, Fraud checks) while the representation layer is still a web app (inside a native webview).

    This way we can enjoy both worlds:

    • Web UI: Flexible UI that can be changed instantly from the server (no app deployments or store submissions).
    • Native APIs: Native camera, deep behavioral analysis, ekyc and more…

    See Android and iOS repositories for guidance:

    Android SDK | iOS SDK

    Customization

    Customize the UI, the flow’s steps, and the backend.

    Flows Configuration

    Flow Initialization:

    BallerineSDK.flows.init([CONFIG])
    Config Parameter Type Description
    uiConfig FlowsUIConfig Initilazing flows, preloading needed assets and ui packs
    endUserInfo EndUserInfo Use data like ID, name etc..
    backendConfig FlowsBackendConfig Backend endpoint the flows should interact with
    translations FlowsTranslations Change the config after init function

    Running a flow:

    BallerineSDK.flows.mount('my-flow', elementId, [CONFIG]);
// or
BallerineSDK.flows.openModal('my-flow', [CONFIG]);
    Config Parameter Type Description
    callbacks FlowsCallbacksConfig An object contaning callback methods (see below)
    FlowsCallbacksConfig:
    Config Parameter Type Description
    onFlowComplete IFlowCompletePayload User completed the flow
    onFlowExit IFlowExitPayload User quits the flow (back button on the first page or pressed close buttons)
    onFlowError IFlowErrorPayload Unexpected errors
    onFlowNavigationUpdate IFlowNavigationUpdatePayload User moved between steps

    UI Configuration

    Flows UI can be configured in three levels:

    1. Theme and theme styles
    Config Parameter Type Description
    uiPack string – Name or URL UI Pack is a complete bundles of styles, assets and translations
    theme.general FlowsGeneralTheme General colors, paddings, fonts..
    1. General components styles (overrides theme)
    Config Parameter Type Description
    theme.layout FlowsGeneralTheme Global layout CSS
    theme.paragraph FlowsGeneralTheme Global paragraph CSS
    theme.button FlowsGeneralTheme Global button CSS
    … See more
    1. Speceifc step component style (overrides theme & general component style)
    Config Parameter Type Description
    theme.flows['FlowName'].step ICSSProperties Step includes style object and styles for each element
    … See more

    As the level is lower it will override the upper ones

    Translations

    Config Parameter Type Description
    remoteUrl string (URL) Get a full translation json from remote url
    overrides Record<string, string> Overide default translations or remote translations

    Backend Configuration

    Config Parameter Type Description
    baseUrl string (URL) Backend base URL
    auth BEAuthConfig Auth method and Authorization header
    endpoints BEEndpoints List of endpoints for each action

    If you currently don’t have a commercial agreement with KYC vendors, you can use some of the vendors we already integrated with (Identity verification, AML check, etc.), to quickly start processing user’s KYC requests. To do so please contacs us at oss@ballerine.io.

    Roadmap

    Click below to tell us what we should work on next by creating feature requests or upvoting existing one.

    General

    • Documentation Portal
    • Roadmap Community Voting System

    Onboarding Suite (KYC/KYB/General Document Collection)

    Please use the voting system if you think we should prioritize higher a specific chunk

    • SDKs (WIP)
      • Open sourcing Web SDK
        • UI Customization
        • Flow Customization
        • Document collection
        • Selfie
        • KYC/B Templates
        • Vendor/Backend Agnostic
        • Web liveliness step
      • Open-sourcing Android SDK
        • Webview Integration
        • Native Camera Option
        • Native liveliness (WIP)
      • Open sourcing iOS SDK (WIP)
        • Webview Integration
        • Native Camera Option
    • Backoffice
      • Open Sourcing Case Management
        • User Approval Queues
        • Operator Collaborations
        • Backend Agnostic
        • Vendor Agnostic
        • Transaction Approval Queues
    • Dashboard
      • Data pipelines (Orchestrator) (WIP)
        • Plugin System
        • Integrations
          • Veriff
          • AWS Rekognition
            • Face Match API
            • Document Classification
          • Google Vision
            • Document Classification
            • Vision OCR
      • No-Code Flow Builder

    Risk Suite

    Please use the voting system if you think we should prioritize higher a specific chunk

    • SDKs (WIP)
      • Open sourcing Web SDK
        • Behavior data for fraud detection (WIP)
        • Risk-Based KYC/Step-up KYC Templates (WIP)
      • Open-sourcing Android SDK
        • Behavior data for fraud detection (WIP)
      • Open sourcing iOS SDK (WIP)
        • Webview Integration
        • Native Camera Option
    • Backoffice
      • Open Sourcing Case Management
        • Operator Collaborations
        • Transaction Approval Queues
    • Dashboard
      • Data pipelines (Orchestrator) (WIP)
        • Integrations
          • AWS
            • Fraud Detection
              • Account Take Over
      • Rule/Risk Engine (WIP)

    Get to know when we release more parts

    Leave us your email on our mailing list and we’ll let you know whenever we release a feature or improvement (like liveliness on the camera or the rule engine).

    Or join our community channels:

    GitHub

    View Github